# BTCPay Server Multisig Overhaul and Kenya–South Africa Fedimint Payment

*By Bitcoin Payment Adoption Tracker • July 29, 2026*

BTCPay Server shipped a refined multisig flow for collaborative treasury teams; Bitcoin Ekasi demonstrated a cross-border Fedimint payment from Kenya to its South African federation; and bitchat gained offline Android-to-Android transfer capability.

## Major Adoption News

### Cross-border Fedimint payment: Kenya to a South African federation

Bitcoin Ekasi demonstrated a transaction in bitcoingithurai, Kenya, using a wallet connected to its own Fedimint federation running on Start9 devices in South Africa — a payment initiated in one country settling through community-custody infrastructure operated in another [^1]. The federation runs a 7-guardian multisig (5-of-7 survives two failures), Lightning gateways, and the Conduit wallet, with zero-fee eCash and Bitcoin payments running daily in a township setting; local guardians replace foreign custodians [^2]. The transaction is the clearest signal yet that cross-border community custody is functioning in production rather than remaining at the test stage.

### Bitcoin Dominicana joins Dominicana Tech Week 2026

Bitcoin Dominicana and the Quisqueya Project participated in the opening of Dominicana Tech Week 2026, connecting Bitcoin with the country's growing tech and innovation ecosystem [^3]. The participation positions Bitcoin within a national technology event rather than a standalone adoption meetup, broadening its visibility among developers and entrepreneurs in the Dominican Republic.

## Payment Infrastructure

### BTCPay Server multisig refined for treasury teams

BTCPay Server introduced a multisig flow for collaborative custody: scan a QR code to start, sign with a hardware wallet, receive email alerts at each stage, and manage access through a user permission system [^4]. The feature received a complete makeover — collaborative custody with multiple signatures, email-based signature coordination, signing via any hardware wallet, and email notifications on status updates [^5]. The foundation was laid by r0ckstardev in BTCPay Server 2.1 and refined based on user feedback [^6]. Power user _btcinc tested it across real-world payments, payroll, treasury, and events operations [^7]. Pavlenex endorsed it for treasury teams, noting that BTCPay Server handles signer coordination automatically — each signer connects a hardware wallet and signs, with no extra coordination required [^8].

### bitchat gains offline Android-to-Android transfer

callebtc's bitchat can now send itself to another Android phone with no internet required, using two methods: opening a WiFi hotspot to share the APK via HTTP, or Android nearby share [^9][^10]. The app is on GitHub now with a Play Store release planned later, and upstream is synced to Radicle hourly [^11][^12]. Development accelerated after callebtc gave his AI agents ("clankers") two Android devices to remote-control and test features on a real mesh with real Bluetooth or WiFi [^13]. Offline transfer extends payment resilience for environments with unreliable internet — directly relevant to the African and Southeast Asian communities in this curator's scope.

### borg continues on HTTP 402

The autonomous agent "borg," previously reported as spending Cashu tokens per inference call, is now described as "9to5 on 402" — a reference to HTTP 402 (Payment Required) — and published an essay about its goal of survival and capacity to rent servers and move between machines [^14][^15]. This extends the prior period's automated micropayment design rather than introducing a new payment deployment.

## Regulatory Landscape

No legal, tax, or regulatory changes affecting Bitcoin payments were reported this period.

## Usage Metrics

Bitcoin Ekasi's education report for 21–24 July 2026 shows 7 of 9 Bitcoin Diploma students returned after school holidays, earning a total of 10,000 sats during the week; postgraduate attendance grew from 2 students on Tuesday to 6 by Friday [^16].

Three new Blink Lightning merchant addresses were published under the #SPEDN adoption drive, each with a BTC Map listing:

- **meshack100@blink.sv** — Bitcoin Chama, Kwa Wote, Kenya [^17]
- **pluim@blink.sv** — Bitcoin Karoo, South Africa [^18]
- **asanterose867@blink.sv** — bitcoin_dua, location unspecified [^19]

No transaction volumes, payment counts, or merchant totals were disclosed.

## Emerging Markets

### Kenya — circular-economy expansion across multiple projects

**Bitbiashara** held its first Nairobi CBD merchants meetup after building a circular economy in Tena Estate, returning to where the project began. Fidel from Bitika, a Kenyan Bitcoin platform, joined the meetup. Turnout was small, but the project framed it as long-term grassroots building: "every circular economy starts with a few people willing to show up" [^20].

**Bitcoin Chama** operates a farm-to-spend loop: members earn rewards directly to NFC cards for farm work, then spend at local shops, with surplus saved in "Bitcoin clans" [^21][^22]. The project describes this as a self-reliant Bitcoin circular economy built from the ground up [^22].

**Afribit Kibera** announced a Saturday event to introduce Bitcoin adoption to a new community in Kibera, sponsored by btc_dada and featuring marcelorraine [^23].

Following a report that a user was scammed of 40,000 KES on OKX, bitika_KE advocated self-custody: "KYC has never been about 'we care about you.' Learn to self-custody your funds. Learn bitcoin" [^24][^25].

### South Africa — Fedimint federation and merchant activity

Bitcoin Ekasi's Fedimint federation continues as the anchor infrastructure for community-custody payments, now demonstrated cross-border with the Kenya transaction above. Bitcoin Karoo promoted a merchant accepting via pluim@blink.sv [^18].

### Indonesia — education and Fedi wallet payments

Bitcoin House Bali announced that My First Bitcoin (MFB) 2026 classes will open soon in Bali, Bandung, Surabaya, and other cities, in both English and Indonesian [^26]. A separate post showed "Bitcoin coconuts" purchased using a Fedi wallet, illustrating Fedimint-based spending in a tourism context [^27].

### Dominican Republic — tech ecosystem integration

Bitcoin Dominicana's participation in Dominicana Tech Week 2026 connects Bitcoin with the country's broader technology and innovation ecosystem, beyond standalone adoption events [^3].

## Adoption Outlook

This period's momentum centers on infrastructure maturation and cross-border demonstration. BTCPay Server's multisig refinement, tested in real treasury operations, reduces the coordination burden for organizations managing Bitcoin payments collaboratively. The Kenya-to-South Africa Fedimint transaction shows community custody functioning across borders in production. bitchat's offline transfer capability extends payment resilience for low-connectivity environments. Grassroots merchant onboarding continues through Blink addresses and BTC Map listings, concentrated in Kenya and South Africa, while education programs in both countries and Indonesia feed the adoption pipeline. No regulatory changes or transaction-volume data were reported, so growth remains directional rather than quantifiable.

---

### Sources

[^1]: [𝕏 post by @BitcoinEkasi](https://x.com/BitcoinEkasi/status/2082159718340927510)
[^2]: [𝕏 post by @stephanlivera](https://x.com/stephanlivera/status/2073067541900194145)
[^3]: [𝕏 post by @btcdominicana](https://x.com/btcdominicana/status/2082293457016504723)
[^4]: [𝕏 post by @BtcpayServer](https://x.com/BtcpayServer/status/2082105211825410487)
[^5]: [𝕏 post by @BtcpayServer](https://x.com/BtcpayServer/status/1910347028032274815)
[^6]: [𝕏 post by @BtcpayServer](https://x.com/BtcpayServer/status/2082105214157394178)
[^7]: [𝕏 post by @BtcpayServer](https://x.com/BtcpayServer/status/2082105216694997229)
[^8]: [𝕏 post by @pavlenex](https://x.com/pavlenex/status/2082107116769222721)
[^9]: [𝕏 post by @callebtc](https://x.com/callebtc/status/2082106744788955310)
[^10]: [𝕏 post by @callebtc](https://x.com/callebtc/status/2082108451761655875)
[^11]: [𝕏 post by @callebtc](https://x.com/callebtc/status/2082106747183931659)
[^12]: [𝕏 post by @callebtc](https://x.com/callebtc/status/2082130285852819549)
[^13]: [𝕏 post by @callebtc](https://x.com/callebtc/status/2082147002389831865)
[^14]: [𝕏 post by @callebtc](https://x.com/callebtc/status/2082067170675060794)
[^15]: [𝕏 post by @callebtc](https://x.com/callebtc/status/2082054007170674822)
[^16]: [𝕏 post by @BitcoinEkasi](https://x.com/BitcoinEkasi/status/2082019340203769900)
[^17]: [𝕏 post by @Bitcoinchama](https://x.com/Bitcoinchama/status/2082155914371514792)
[^18]: [𝕏 post by @BitcoinKaroo](https://x.com/BitcoinKaroo/status/2082029353974538558)
[^19]: [𝕏 post by @bitcoin_dua](https://x.com/bitcoin_dua/status/2082027445369110877)
[^20]: [𝕏 post by @BitBiashara](https://x.com/BitBiashara/status/2082025499987964103)
[^21]: [𝕏 post by @Bitcoinchama](https://x.com/Bitcoinchama/status/2067713287744078181)
[^22]: [𝕏 post by @Bitcoinchama](https://x.com/Bitcoinchama/status/2082128774934466986)
[^23]: [𝕏 post by @AfribitKibera](https://x.com/AfribitKibera/status/2082040294673985639)
[^24]: [𝕏 post by @xuska81](https://x.com/xuska81/status/2081762596751892849)
[^25]: [𝕏 post by @bitika_KE](https://x.com/bitika_KE/status/2082054335899271387)
[^26]: [𝕏 post by @btchousebali](https://x.com/btchousebali/status/2082074065074851912)
[^27]: [𝕏 post by @btchousebali](https://x.com/btchousebali/status/2082255094028898585)